Apply for Financing

Apply for financing with Sam Leman Chrysler Jeep Dodge Bloomington for your next new Chrysler, Jeep, Dodge, RAM or pre-owned vehicle. Just fill out the form below to get started toward new or used car financing in Bloomington.

Benefits of Auto Financing

Aside from buying a new home around Normal or Champaign, buying a car is typically the most expensive purchase a person will make. We know some folks prefer to pay cash, but most apply for auto financing. Whether you're financing a new car or taking out a used car loan, financing has a range of benefits, including:

  • Convenient payments that fit your budget
  • Greater budget for car shopping than your on-hand cash
  • Special financing offers and interest rates (some as low as 0%)
  • Full ownership of the vehicle

Differences Between Leasing and Financing

There's more than two choices when looking for a new car at Sam Leman Chrysler Jeep Dodge Bloomington. In addition to paying cash or applying for an auto loan, some drivers lease their vehicles. A lease is an agreement where you finance the depreciation of the vehicle on the agreement that you turn it back over after the terms are over.

Benefits of leases include

  • Lower monthly payments than financing
  • Coverage under a vehicle's warranty for the duration you drive it
  • Increased flexibility on credit
  • Staying behind the wheel of the latest vehicles

When your lease is up, you can turn it back in or pay an agreed-upon amount to purchase the car.

Unsure on Financing vs. Leasing? Sam Leman Can Help

Whether you're planning to lease or finance, you've come to the right place. Just fill out the form above and a member of our team will prepare agreement options for you, whether you've got your eye on a used car or a new RAM 1500.

If credit's a concern, it shouldn't be. You don't need to go to some bad credit auto loan dealership to finance your next vehicle. Sam Leman Chrysler Jeep Dodge Bloomington works with drivers of all credit backgrounds to ensure you can get the car you need on your budget. Contact us if you have any questions.